You will spend many thousands of dollars on insurance premiums during your lifetime. At various times you will probably pay for health insurance, disability insurance, auto insurance, property insurance, life insurance, and more. Determining how much coverage you need, what risks you can afford to self-insure, where you should buy your insurance, and how much you should pay for it are vitally important to your financial security. We will discuss these issues in detail and help you spend your insurance dollars wisely.